Yes your claim is with PayPal. I have purchased three bad scripts, two were pirated, one was incomplete. The first one I got burned on. The next two I paid by credit card through PayPal and when PayPal refused to refund me, I went through my card company. After offering up proof (which PayPal doesn't care about anyway) my credit card company refunded my money. Now it is between PayPal and the seller, not me.
PayPal is not a bank and doesn't have to follow the same rules as one. So they can getaway with telling you your hosed by some unscrupulous seller.
Yes there is probably some off chance that you could lose your PayPal account, so I would not have used this method in the above case as it would have been hard to prove fault on PHP AS as no matter what supernova says the script CAN be worked to do what he wants it to do. So PHP AS is not trying to defraud anyone. If you buy a car and it breaks when you drive it off the lot the first time, the dealer is not required to give you a refund because you're pissed off. The lemon laws only apply after exaustive attempts to fix the bad car.
I was only showing that this DOES work and I still have my PayPal account, but I also had great evidence on my part that the purchases I made where fraudulent. PayPal could care less. The sad thing is PayPal makes more off me in fees than my credit card company ever will. But like I said I would have worked with the seller in the above case. And in my world 30 bucks...eh who cares.
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